Debt

Just added up all my debt that i owe from my studys, ive calculated two costs one being personal debt and the other being study debt. Study debt is the big one being all my student loan fees, this is 11k or their abouts, im planning on saving 100 a month on top of payments and making a bulk payment each year. Im not bothered about this debt because like my dad said its a loan to pay for your future earning.

Personal debt aint that bad, this is my overdraft and creadit card bill. Notice bill not bills as i learnt my lesson on these bastards. I have £1867 on my credit card from 5 years of study, this aint bad as a lot of that was my holiday to America. Planning on paying 100 off a month on that as well. Ive spoken to a few friends who graduated with 3-4x that and huge overdrafts i have a £250 overdraft that is clear atm so i must be on the right track.

Anyway i really should be doing some work not thinking about what i owe to the banks :(